Money Cake Recipe, Ideas

How to Make a Money Cake

A money cake is a creative gift idea that combines the elements of a cake and a surprise cash gift. It involves incorporating real money into the structure of the cake, allowing the recipient to discover it while cutting or eating the cake. The money can be folded and hidden within layers, or even inserted into envelopes or pouches that are placed strategically throughout the cake.


To make a money cake, you will need the following ingredients:

Your favorite cake mix or recipe
Frosting of your choice
Assorted bills or cash
Optional: Decorative elements such as flowers, ribbons, or edible decorations


Follow these steps to create your very own money cake:

  1. Prepare the cake batter according to the instructions on the package or using your favorite recipe. Bake the cake in round pans and let them cool completely.
  2. Once the cakes have cooled, level the tops to create an even surface for stacking. This will ensure stability and balance in your money cake.
  3. Place one cake layer on a serving plate and spread a generous layer of frosting on top. This will serve as the base for your money-filled layers.
  4. Take your bills or cash and fold them neatly. You can fold them into small rectangles or any shape that fits within your cake. Be sure to clean and disinfect the money beforehand.
  5. Place the folded bills on top of the frosted cake layer, ensuring they are evenly distributed. Leave a small border around the edges to prevent them from getting cut during serving.
  6. Gently place the second cake layer on top of the money-filled layer and press down slightly to secure it in place. Frost the entire cake, including the sides, with your chosen frosting. You can get creative with your frosting technique or add decorative elements like flowers or ribbons.
  7. Optional: Create a money bouquet by attaching bills to floral stems and arranging them on top of the cake. This adds an extra element of surprise and visual appeal.
  8. Refrigerate the cake for at least one hour to allow the frosting to set and the flavors to meld together.
  9. Serve the money cake with a sense of excitement and anticipation. Be sure to inform your guests that there is hidden cash inside, adding an element of surprise and delight to the celebration.

Nutrition Facts and Health Benefits:

When it comes to a money cake, the focus is on the experience rather than its nutritional value. As the cake itself can vary depending on your chosen recipe or mix, it’s important to refer to the nutritional information provided by the specific ingredients you use. However, it’s worth noting that moderation is key, as indulging in too much cake can contribute to a higher calorie intake.

In terms of health benefits, a money cake may not offer any specific nutritional advantages. However, the joy, excitement, and shared experience it brings can contribute to overall well-being by fostering positive emotions and strengthening social connections during special occasions.

money birthday cake
money cake designs

Tips for Making a Money Cake

Creating a money cake requires careful planning and execution. Here are some helpful tips to ensure your money cake turns out beautifully:

  • Choose the right cake: Select a sturdy cake base that can support the weight of the money and decorations. A dense cake like a pound cake or a firm sponge cake works well.
  • Prepare the money: Clean and disinfect the money before using it in the cake. Fold the bills neatly or use envelopes to hold the cash securely.
  • Layer the money: Insert the folded bills between the layers of the cake, ensuring they are evenly distributed. Be mindful of the placement to avoid cutting through the money when serving.
  • Decorate creatively: Enhance the visual appeal of the cake by adding decorative elements such as flowers, ribbons, or fondant designs. Consider incorporating a “money bouquet” by attaching bills to floral stems and arranging them on top of the cake.
  • Communicate with guests: Inform the recipients and guests that there is money hidden within the cake. This adds an element of surprise and excitement to the celebration.

What To Serve with a Money Cake

When serving a money cake, it’s important to consider complementary treats and beverages. Here are some options to enhance the overall experience:

  • Beverages: Serve refreshing drinks like lemonade, iced tea, or fruit-infused water to accompany the cake.
  • Finger foods: Offer a selection of appetizers or bite-sized treats such as mini sandwiches, fruit skewers, or cheese platters. These can be enjoyed before or after cutting the money cake.
  • Dessert options: While the money cake is the star of the show, it’s always nice to provide additional dessert choices. Consider offering a variety of cupcakes, cookies, or a small dessert bar to satisfy different tastes.

More Options and Variations

Money pulls cake: Instead of placing money between layers, attach ribbons to the cake and tie them to envelopes filled with cash. When guests pull the ribbons, they retrieve the hidden money.

Cupcake surprise: Create individual money-filled cupcakes by placing folded bills in the center of the cupcake batter before baking. Once baked and frosted, the money remains hidden until bitten into.

Money cake tower: Stack multiple small cakes or cupcakes to form a tower, and decorate them with a combination of cash and other edible decorations. This allows guests to choose their preferred treat while enjoying the surprise of finding money.

cake with money inside
birthday money cake ideas


Money cakes bring a delightful twist to special occasions, combining the joy of receiving a gift with the excitement of a traditional cake. With careful planning and creative execution, you can create a memorable and enjoyable experience for the recipient. Whether you choose to hide cash within the layers, incorporate a money bouquet, or explore.

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